Read your deposit account agreement carefully as it relates to such issues.Īll references on this page are to sections and titles of the Connecticut General Statutes, unless otherwise noted. Some bank deposit account agreements may therefore override UCC provisions described below. It's important to note that the UCC allows certain provisions to be varied by agreement.
The Department of Banking does not have legal authority to administer or enforce these statutes. The statutes governing the negotiability, deposit and collection of checks, including signature and endorsement requirements and provisions concerning forged checks, are found in Articles 3 and 4 of Title 42a of the General Statutes, the Uniform Commercial Code ("UCC").
These summaries do not, however, represent a complete statement of the law. We've summarized certain key legal points within the text for your benefit. Please note: This page provides information on checks, including issues that consumers have raised with the Department of Banking in the past.
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